The Bureau Breaker System™ | King Credit Academy
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From King Credit Academy

Conquer Your Credit. Know Your Rights.

A legal backed credit restoration system built on federal compliance, documented violations, and attorney escalation when necessary. No sweeps. No fake disputes. Real results.

Get The Bureau Breaker System

One time payment of $197 | Use code BB100 for $100 off

Introducing the Bureau Breaker System™

The DIY credit repair education product from King Credit Academy

10 step by step guides covering every negative account type on your credit report. Collections. Charge offs. Late payments. Repossessions. Bankruptcies. Evictions. CFPB escalation. How to sue credit bureaus. Plus a complete letter library with 22 ready to use dispute letters.

This is the exact system our team uses, now available for you to use yourself.

Get The Bureau Breaker System
Includes Bonus Guide: Eviction Removal Strategy
10+
Training Modules
22
Dispute Letters
4
Bonus Toolkits

Free Credit Advice Is Scattered, Confusing, and Incomplete

  • You've Googled dispute letters and gotten 100 different answers, none of which explain what to do in which order
  • You've paid "credit experts" who just sent the same generic letters to all three bureaus and called it a day
  • You've tried disputing on your own but didn't know what to say when the bureaus came back with "verified"
  • You have collections, charge offs, late payments, and repos all at the same time with no clue where to start
  • You know your rights are being violated but you can't pinpoint the exact law or what to do about it

The Bureau Breaker System gives you a proven, step by step method that removes the confusion and teaches the exact sequence that actually works.

10 Complete Modules + Bonus Guides

Each module is a self contained system with training, templates, letters, and scripts. Follow them in order or jump to the module that matches your situation.

Module 01

Credit Report Mastery

Learn how to pull and read your credit reports, identify violations, categorize every account, and understand the scoring breakdown. Includes the Personal Credit Playbook ebook.

Module 02

The Dispute System

The complete 4 round dispute process: Investigation, Reinvestigation, Method of Verification, and Intent to Sue. Includes 9 pre written dispute letter templates across all 3 rounds.

Module 03

Collection Domination (FDCPA)

Handle debt collectors like a pro. Refuse to Pay letters, Cease and Desist letters, collection call scripts, and a full violation tracking system using the FDCPA.

Module 04

Personal Info & Inquiry Removal

Clean up your personal information using Metro 2 disputes, remove unauthorized inquiries, and scrub inaccurate names and addresses. Pre built letter templates included.

Module 05

Late Payment Removal

Target inaccuracies, grace period violations, and use the goodwill strategy. Three versions of goodwill letters included: Nice, Medium, and Aggressive.

Module 06

Charge Off & Closed Accounts

Attack FCRA violations in charge off reporting. Target balance misreporting, payment history errors, and re aging violations that are destroying your score.

Module 07

Repossession Strategy

Dispute deficiency balances, challenge improper repo reporting, and identify UCC and contract violations that could get the entire tradeline removed.

Module 08

Bankruptcy Strategy

Handle public record disputes, navigate the LexisNexis workflow, verify records through PACER, and clean up inaccurate bankruptcy reporting on your file.

Module 09

CFPB Complaints

Know exactly when to escalate, how to write a complaint that gets results, and what evidence to attach. This is your power move when the bureaus aren't listening.

Module 10

How to Sue Credit Bureaus

The premium module. Learn to identify FCRA and FDCPA violations, document your case properly, and escalate to attorney litigation when the bureaus refuse to comply.

Bonus Module

Credit Building Strategy

Once the negative items are gone, rebuild with the right accounts. Includes starter credit building recommendations: Kovo, Kikoff, Extra, RentReporters, and more.

Bonus Guide

Eviction Removal Strategy

Dispute eviction data directly with specialty consumer reporting agencies including CoreLogic, LexisNexis Resident History, and Experian RentBureau. Tenant screening reports are governed by the FCRA and we address both credit reports and screening reports.

3 Bonus Toolkits

Everything you need to stay organized, handle phone calls, and catch violations the bureaus are hoping you miss.

📊

Dispute Tracker Spreadsheet

Track every dispute you send, monitor bureau responses and deadlines, and log violations as you find them. Stay organized so nothing slips through the cracks.

📞

Call Scripts

Know exactly what to say when you call collectors, creditors, and bureaus. Includes scripts for goodwill calls, collector disputes, and creditor negotiations.

📋

Violation Cheat Sheet

Spot FCRA, FDCPA, and Metro 2 violations on your credit report at a glance. This is your quick reference for identifying what's actionable and what's not.

How The System Works

Step 1

Pull Your Reports

Get your credit reports from all 3 bureaus and learn how to read them like a pro (Module 1).

Step 2

Identify Violations

Use the Violation Cheat Sheet to flag every inaccuracy, error, and legal violation on your file.

Step 3

Launch Your Disputes

Use the 4 round dispute system with the pre written templates. Track everything in your spreadsheet.

Step 4

Handle Specific Accounts

Collections, late payments, charge offs, repos, bankruptcies. Each account type has its own strategy and letters.

Step 5

Escalate When Needed

File CFPB complaints and, if necessary, prepare to sue. You have the tools for every scenario.

Step 6

Rebuild Your Credit

With the negatives removed, use the Credit Building module to stack the right accounts and watch your score climb.

This System Is Built For

This IS For You If...

  • You want to fix your credit yourself without paying someone else thousands
  • You want to understand how credit reporting actually works
  • You want a structured system instead of random YouTube advice
  • You're serious about improving your financial future
  • You have collections, charge offs, late payments, repos, or bankruptcies
  • You know your rights are being violated and want to take action

This Is NOT For You If...

  • You're looking for a magic fix with zero effort
  • You want someone to do everything for you
  • You're not willing to send dispute letters
  • You think credit repair is a scam

Frequently Asked Questions

You get instant access to all 10 training modules, the bonus Credit Building module, 50+ dispute letter templates and scripts, the Dispute Tracker Spreadsheet, Call Scripts, and the Violation Cheat Sheet. Everything is digital and available immediately after purchase.

No. The letters are included, but the real value is the step by step system that teaches you exactly what to do, when to do it, and why. You'll understand the process, the laws behind it, and how to handle every situation that comes up. This is a methodology, not just paperwork.

You could spend months piecing together scattered information from YouTube, Reddit, and Google. The Bureau Breaker System organizes everything into the exact sequence that works, with all the templates, scripts, and tracking tools you need in one place. No guessing, no confusion.

100%. Everything in this system is based on your rights under the Fair Credit Reporting Act (FCRA), Fair Debt Collection Practices Act (FDCPA), and other federal consumer protection laws. You're exercising legal rights that already exist. This system just shows you how.

Results vary based on your specific credit situation. Some people see deletions within 30 days of their first dispute round. Others with more complex files may take 60 to 90 days. The system gives you the tools to keep going through every round until the job is done.

We offer a done for you Platinum service through King Credit Services for $1,500. If you'd rather have our team handle everything, you can apply after your purchase. Many of our Platinum clients started with the Bureau Breaker first.

Yes. Tenant screening reports are separate from credit reports and are governed by the FCRA. We dispute eviction data directly with specialty consumer reporting agencies including CoreLogic, LexisNexis Resident History, and Experian RentBureau. The Bureau Breaker System also includes a dedicated Eviction Removal bonus guide that walks you through the entire process.

One System. One Price. No Subscriptions.

Everything you need to take control of your credit in one complete package.

The Bureau Breaker System™
$197
One time payment. Instant access. Use code BB100 for $100 off.
  • Module 1: Credit Report Mastery
  • Module 2: The Complete Dispute System
  • Module 3: Collection Domination (FDCPA)
  • Module 4: Personal Info & Inquiry Removal
  • Module 5: Late Payment Removal
  • Module 6: Charge Off & Closed Account Strategy
  • Module 7: Repossession Strategy
  • Module 8: Bankruptcy Strategy
  • Module 9: CFPB Complaints
  • Module 10: How to Sue Credit Bureaus
  • Bonus: Credit Building Strategy
  • Bonus: Dispute Tracker Spreadsheet
  • Bonus: Call Scripts
  • Bonus: Violation Cheat Sheet
  • Bonus: Eviction Removal Strategy Guide
Get Instant Access Now
🛡

7 Day Guarantee

If you open the system, go through the material, and feel like it's not worth every penny, reach out within 7 days and we'll make it right. No games, no runaround.

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Kikoff

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Rent Reporters

Turn your monthly rent into credit history.

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🤝

Money Moves Community

Private community for credit repair and wealth building.

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Stop Guessing. Start Winning.

You already know your credit report has errors. You already know the bureaus are hoping you don't fight back. The Bureau Breaker System gives you the exact playbook to take control.

Get The Bureau Breaker System

Want to DIY first? Bureau Breaker System™ →

The Bureau Breaker System™ is a product of King Credit Academy, a division of King Credit Services INC. This product is for educational purposes. Individual results vary. The information provided does not constitute legal advice. Consult with a licensed attorney for legal matters.

[email protected] | 844-689-0199